What is no-fault insurance?
No fault insurance is also known as personal injury protection. What it’s basically says, it’s a provision of coverage under your auto policy. This says in the event of an accident, your medical bills, or at least up to approximately $10,000 of your medical bills will be paid out of your own auto insurance…. Read More »
What is the purpose of obtaining uninsured or underinsured motorist coverage?
The purpose of obtaining uninsured or under insured motors coverage is so that you’re protected in the event you get hit by a negligent driver who causes the accident, causes you this damage, but they don’t have any bodily injury liability coverage. They might have auto insurance but if they don’t have a specific… Read More »
If I miss work as a result of a Florida car accident, can my lost wages be recovered?
Yes, there is a possibility that you could obtain a portion or a percentage of your lost wages through a contractual provision in your own auto policy. But in addition to that, you can also seek lost wages and maybe even future lost wages or reduced earning capacity as a part of your actual… Read More »
Can I sue the driver of the car I was riding in if I was injured in a Florida car accident?
With relatively few exceptions, you absolutely can sue the driver of the car that you occupied at the time of the accident. Now that assumes that the driver of the car that you’re in was negligent, that they had somehow not followed the rules of the road. But absolutely, if that’s the case, then… Read More »
What should I do if an insurance company approached me about my injuries?
Well you can certainly listen to what it is that they have to say, but you should immediately consult an experienced lawyer as soon as you have that information. Recognize that an insurance company is a corporation, and a corporation’s job is to maximize profits and the way that they maximize profits, is to… Read More »
What is the first thing I should do after a Florida car accident?
The first thing you should do is make sure that you’re okay and checked on any of your passengers, loved ones that are with you. I would even recommend you check on the other person. At that point, I would take photographs and answer the police question, and then contact an attorney so that… Read More »
What if the driver who hit me in Florida was under the influence of alcohol or drugs?
Well if they were negligent in their driving, then certainly you could bring a suit against them, and to the extent that alcohol or drugs were involved in that, and they were impaired by either the drugs or the alcohol, that could also lead to additional damages called punitive damages, which are essentially designed… Read More »
How is fault determined in a Florida auto accident case?
The determination of who is at fault for an accident can be a very complicated issue. Florida has a law called Comparative Negligence where a percentage of how much a person is at fault can be applied to either driver of the vehicles involved in the accident. This is an issue that an attorney… Read More »
Do I have to give a recorded statement to the insurance company in a Florida auto accident case?
Well that depends on which insurance company. You do have a duty to cooperate under your contract with your auto insurance carrier. So you should give them a recorded statement. However, the other insurance carrier for the bad guy or the negligent driver, absolutely not. And before giving any statement, I really recommend that… Read More »
