The purpose of obtaining uninsured or under insured motors coverage is so that you’re protected in the event you get hit by a negligent driver who causes the accident, causes you this damage, but they don’t have any bodily injury liability coverage. They might have auto insurance but if they don’t have a specific… Read More »
Yes, there is a possibility that you could obtain a portion or a percentage of your lost wages through a contractual provision in your own auto policy. But in addition to that, you can also seek lost wages and maybe even future lost wages or reduced earning capacity as a part of your actual… Read More »
With relatively few exceptions, you absolutely can sue the driver of the car that you occupied at the time of the accident. Now that assumes that the driver of the car that you’re in was negligent, that they had somehow not followed the rules of the road. But absolutely, if that’s the case, then… Read More »
The first thing you should do is make sure that you’re okay and checked on any of your passengers, loved ones that are with you. I would even recommend you check on the other person. At that point, I would take photographs and answer the police question, and then contact an attorney so that… Read More »
Well if they were negligent in their driving, then certainly you could bring a suit against them, and to the extent that alcohol or drugs were involved in that, and they were impaired by either the drugs or the alcohol, that could also lead to additional damages called punitive damages, which are essentially designed… Read More »
Yes, you should go to the doctor once you feel pain or any symptoms of any pain resulting from that accident. A lot of times, somebody might not feel pain initially but a few days later, they’re sore, there is pain, restricted movement. Go see a doctor.
After the initial accident, what you want to do is of course exchange information, talk to the law enforcement officers that are there. But you definitely want to consult with an attorney prior to giving any statement to either your insurance company or the other driver’s insurance company.
The determination of who is at fault for an accident can be a very complicated issue. Florida has a law called Comparative Negligence where a percentage of how much a person is at fault can be applied to either driver of the vehicles involved in the accident. This is an issue that an attorney… Read More »
Well that depends on which insurance company. You do have a duty to cooperate under your contract with your auto insurance carrier. So you should give them a recorded statement. However, the other insurance carrier for the bad guy or the negligent driver, absolutely not. And before giving any statement, I really recommend that… Read More »