What is no-fault insurance?Return to Video FAQs
No fault insurance is also known as personal injury protection. What it’s basically says, it’s a provision of coverage under your auto policy. This says in the event of an accident, your medical bills, or at least up to approximately $10,000 of your medical bills will be paid out of your own auto insurance. That is true, whether the accident was your fault or not your fault. If you run a stop sign and hit somebody and both of you are injured, or the other person runs a stop sign and hits you, and both of you are injured, your medical bills go to your auto care to be paid, and the other driver sends their medical bills to their auto carrier and that auto carrier pays. Hence, it doesn’t matter whose fault it is for paying the first $10,000 of your medical damages in a case.