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Should I provide statements to my insurance company and the insurance company of the driver who hit me?

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You absolutely should provide a statement to your own insurance company but equally, you should absolutely not provide a statement to the insurance company of the negligent driver that hit you. The reasons get complicated, but the bottom line is you have a duty of cooperation under your own insurance policy and could lose benefits if you don’t cooperate with your own insurance company if they request you to give a statement. You are other no obligation to provide one to the negligent driver, driver’s carrier nor should you, and you should consult with a lawyer even before getting any statement at all.

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